How to Find the Right Contractors & Lenders for Your BRRRR Deal in New Jersey

The BRRRR strategy can be a game-changer for real estate investors—if you have the right team in place. In South Jersey, deals move fast, materials cost money, and not every contractor or lender understands what a BRRRR investor really needs.

If you follow Santini Lancioni, you know that he not only helps clients find profitable BRRRR deals—he also connects them to the right people to bring those deals to life. Whether you’re working on your first flip in Woodbury or scaling in Williamstown, here’s how to build your BRRRR team.

🛠️ How to Find BRRRR-Friendly Contractors in NJ

1. Work with Investor-Savvy Contractors Look for contractors who understand cost-effective rehabs, investor timelines, and “rent-ready” renovations—not luxury remodels.

2. Ask for Referrals from Local Investors Don’t rely on Yelp or Google. Use local Facebook groups, real estate meetups, or connect with Santini to get warm introductions to trusted pros.

3. Check Licenses & Insurance Always verify credentials and ask to see recent before-and-after photos of similar work.

4. Get Itemized Bids (Not Just a Number) Detailed estimates help you stay on budget and make it easier to manage the project—or switch crews if needed.

💰 How to Find BRRRR Lenders (Including DSCR Loan Options)

1. Use Lenders Who Understand Investment Financing Not all banks will work with BRRRR investors. You’ll want:

• DSCR lenders

• Asset-based lenders

• Hard money lenders with a refinance path

2. Look for “Buy Now, Refi Later” Loan Programs Some lenders offer short-term fix & flip loans and help you refinance into a 30-year rental loan based on the new value after rehab.

3. Ask for These Loan Features:

• 6–12 month interest-only rehab loan

• Fast closes (as little as 10–14 days)

• Refinance options based on ARV

• DSCR qualification: uses rent, not your W2

4. Tap Into Santini’s Network

“I work directly with lenders who know the BRRRR model—and they fund deals right here in South Jersey.” — Santini Lancioni

Bonus Tip: Build the Team Before You Buy

One of the biggest BRRRR mistakes? Closing on a property and then scrambling to find a contractor or lender. Your numbers only work when the team is ready to execute.

Santini helps his clients build custom BRRRR teams—from lenders and contractors to property managers and appraisers—before they ever sign a deal.

Ready to Start Your BRRRR Project in South Jersey?

Santini and HOF Real Estate work with investors across Camden, Gloucester, Burlington, and Atlantic counties to find, fund, and finish profitable BRRRR deals.

🌐 www.hofrealestatenj.com

📩 Schedule a BRRRR strategy session

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